Here to Help in St. Elmo, IL
Disability Attorney St. Elmo, IL
Disability Attorney St. Elmo, IL. If your disability keeps you from working, your financial concerns and restrictions can add to an already stressful situation in St. Elmo, IL. You may feel inundated when you think about your future and your family’s welfare. It can be difficult to even know where to get going. The easiest beginning is normally the best. A disability attorney at Drummond Law is simply a phone call away at 844-706-7710 or contact us online for a free, no-risk case review.
Since 1976, our legal team at Drummond Law has successfully helped thousands of clients in St. Elmo, IL and throughout the Midwest with disability claims. Our disability attorneys have the experience and knowledge necessary to help file your claim, which is an arduous process in and of itself, or assist in an appeal. Whether you need to file a disability claim for yourself or a loved one in St. Elmo, IL, a Drummond Law disability attorney will help secure a bright financial future.
At our firm, you can count on receiving the one-on-one service you deserve from an experienced disability attorney focused on securing the best possible outcome in your case. You will meet with our skilled disability attorney early on near St. Elmo, IL, and that same attorney will be with you throughout the process. We don’t pass clients around. You are a name, not a number.
We are proud of the strong relationships we build with every client. You can rely on our St. Elmo, IL disability attorney to give you honest advice about your situation, cultivating a strategy that best fits your specific circumstances in St. Elmo, IL. Give us a call at 844-706-7710 or reach out to us online.
St. Elmo, IL Disability Attorney: How Do I Qualify For Disability?
The United States created benefits, run by the Social Security Administration, to assist people like you in St. Elmo, IL cover their expenses. If an illness, injury, or disability is preventing you from working, you might be eligible for one these federal programs:
- Social Security Family Benefits – SSD For Children Lawyer in St. Elmo, IL
- Social Security Disability Insurance – SSD Lawyers in St. Elmo, IL
- Supplemental Security Income – SSI Lawyers in St. Elmo, IL
We’ll break these programs down in-depth, and our disability attorney will meet with you to figure out the best option. The SSA considers you to have a qualifying disability if ALL of the following three instances are true:
- You cannot do work and engage in substantial gainful activity because of your medical condition.
- You cannot do work you did previously or adjust to other work because of your medical condition.
- Your condition has lasted or is expected to last for at least one year or to result in death.
There is a long list of situations that the SSA looks at in determining your eligibility. Chief among them is whether or not you are disabled with a medical condition that is expected to last at least a year (or is chronic) and keeps you from doing full-time work.
Common conditions that qualify for disability:
- Blindness and hearing impairment
- Cancers of all kinds
- Heart conditions
- Thyroid disorders
- Accidental or non-preventive injuries
- Bipolar disorder
- Crohn’s disease
- Multiple sclerosis
There are various other conditions not included here that qualify in the eyes of the SSA, which is exactly why approval is done on a case-by-case basis. The SSA will investigate the documented medical proof that your condition is preventing you from doing the work you were able to do before. They will then decide whether or not you are able to adjust to some other form of meaningful work and, if not, then you are entitled to benefits from SSI or SSD, or possibly another federal program.
St. Elmo, IL Disability Attorney: How Do I Apply For Disability?
Our disability lawyer is available to help do things correctly the first time, so that you do not get denied. In fact, around 65 percent of first-time applicants are denied by the SSA. Let’s make sure that doesn’t happen to you. Contact us or call 844-706-7710 for more information about your disability claim.
Some of the necessary information for the documentation includes:
- Military service discharge information
- Tax returns from the year prior
- Social Security numbers for your spouse and any dependents
- Banking data for direct deposit
- A disability report that includes:
- Contact data for yourself and a friend or family member
- Patient ID numbers and dates of treatment
- Names of any medications and the prescribing doctor
- Types of jobs and dates employed over the past 15 years
- Information on any other claims you have filed to receive benefits as a result of your disability
St. Elmo, IL Disability Attorney: Why Do I Need a Lawyer to File a Disability Claim?
It is crucial to have a Drummond Law disability attorney help you file a claim in St. Elmo, IL. While it generally takes the SSA around 3-5 months to file a decision, a recent study by the U.S. Government Accountability Office showed that claimants who had a disability attorney on their side were allowed disability benefits at a rate almost 3 times higher than those without a disability attorney.
The disability process involves an abundance of procedures, regulations, and rules — even unwritten ones. It’s a separate legal system with many nuances, courts, and judges of its own. This is specifically why you need the help of a skilled disability attorney near St. Elmo, IL, who knows the system inside and out to help ease your stress and avoid mistakes. Give us a call at 844-706-7710 or contact us.
When our St. Elmo, IL disability attorney is involved in the very first steps of the disability application, you can benefit from our:
- Expertise — We have been helping clients with disability claims for over 45 years, which means we know what it takes to win a case and what kind of evidence the SSA and your administrative law judge look for.
- Efficiency — Avoid costly delays and get your benefits faster with our help.
- Advocacy — You need a strong advocate by your side who will not only present your case in the most favorable light, but also defend you in case there are medical advisors who are opposing your need.
- Results — In our collective careers, spanning multiple decades, we have won thousands of cases for people across Illinois, Missouri, and Kentucky.
Also, the Drummond Law disability attorney supplies access to resources during this challenging time and ensures that you have those appropriate documents to back up your claim in St. Elmo, IL — making sure all of the i’s are dotted and the t’s crossed.
In addition to our expert disability attorneys, Drummond Law supplies our St. Elmo, IL clients with the following:
- Lawyers for Disability
- VA Lawyers
- SSI Lawyers
- SSI Lawyers
- Disability Attorneys
- VA Disability Lawyers
- Social Security Disability Attorneys
- Personal Injury Claims
- Work Comp Attorney
- Injury Attorney
Things to Know About St. Elmo, IL SSD and SSI Disability Claims
Find out more about the requirements for each of these programs below:
St. Elmo, IL Disability Attorney: Social Security Disability
One of the easiest ways to understand the SSD program is to think of it as an insurance plan. You qualify if you have paid “premiums” in the form of FICA taxes — which are predictably withheld from your paycheck — into the Social Security trust fund recently and over a substantial period of time. Education level and age are also of interest to the SSA.
Eligibility requirements for SSD:
- Work history/built-up work credits — SSD is funded by workers and employers. In many cases, you need 40 credits in order to qualify, but some disabled younger people may still be able to qualify with fewer credits.
St. Elmo, IL Disability Attorney: Supplemental Security Income
The SSI program is meant for disabled people of any age and is generally needs-based. It is funded by general tax revenue, and is not dependent upon your work history, making it available to people with a low income in addition to being unable to provide basic necessities for themselves.
Eligibility Requirements for SSI
- Disability (any age)
- OR blindness (any age)
- OR age (65+)
- Limited/no income — less than $2,000 in assets for an individual and less than $3,000 for a couple
You may be eligible for any one of these programs or more than one concurrently. You need the help of our disability attorney to see where you qualify. Once we determine which program is right for you that will cover your needs, we’ll help you get started on the application. Feel free to contact us immediately or give us a call at 844-706-7710 to get started.
St. Elmo, IL Disability Attorney: Social Security Disability for Children
The Drummond lawyers for disability know that raising a child with a disability is one of the most difficult challenges a parent must face. And when both the child and the parent grow older, the child may be left with little support if something were to happen to the caregiver. Social Security is there to offer assistance to children who suffer from disabilities, as well as providing support to their families.
Eligibility Requirements for SSD for Children:
- Limited resources/no income from the caregivers
- Under the age of 18 — this includes children, grandchildren, adopted children, or stepchildren
- OR under the age of 19 — if a child is attending elementary or secondary school full-time
- Older than 18 — Unmarried adult children who lost their parents or if those parents are claiming disability benefits. The child must have also been diagnosed with a disability before 22 years of age.
St. Elmo, IL Disability Attorney | Drummond Law
You have spent the majority of your life working. You have committed time away from your loved ones to help provide for them. If a disability is affecting your ability to pay bills and provide for those loved ones, it is vital that you have our attorneys fight for you. As disability attorneys, we specialize in simplifying the process of filing a claim. We make sure you and your family are looked after during these difficult times. The Drummond Law disability attorney team has successfully helped over 10,000 clients in Southern Illinois and throughout the Midwest receive disability benefits.