Providing For Our Neighbors Most in Need, Litchfield, IL
Lawyers for Disability
Lawyers for Disability Litchfield, IL. You devote a large part of your time, your life to your job. So when a disability or serious health problems keep you from working, it can be a scary proposition trying to figure out how you’ll provide for your family. The team of lawyers for disability at Drummond Law can help.
Drummond Law is home to the lawyers for disability in Southern Illinois. We have over 45 years of experience helping our clients throughout Southern Illinois and Missouri in the lengthy and difficult disability process. Call one of our lawyers for disability today at 800-842-0426 or contact us online for a no-risk consultation.
The United States has provided a safety net for those who are most vulnerable in our society with a variety of federal programs, such as:
- Supplemental Security Income | SSI Lawyers
- Social Security Disability Insurance | SSD Lawyers
- Social Security Family Benefits | SSD For Children Lawyer
Unfortunately, it’s not enough to simply be disabled in order to receive these benefits. The Social Security Disability application not only calls for incredibly detailed information, but this info must also be presented in a very specific way. You need to get one of the Drummond lawyers for disability involved from the very beginning to file an application or appeal a denial.
Why Do I Need the Drummond Law Firm’s Lawyers for Disability?
It is essential to have lawyers for disability help you file a claim. While it generally takes the Social Security Administration around 3-5 months to file a decision and more than 64 percent of first-time applications are denied in Illinois, a recent study by the U.S. Government Accountability Office found that claimants who had a team of lawyers for disability were allowed disability benefits at a rate nearly 3 times higher than those without representation.
- Medical Records — documentation of any doctor appointments, medications, surgeries, or other medical care associated with your disability
- Work History — proof of your work history and past and present income (W-2s)
- Other Records — your birth certificate, proof of U.S. citizenship, any settlement agreements related to your condition like workers’ compensation, car accident, etc., your financial institution’s routing number, and information for any dependents you have
Things to Know About SSD and SSI Disability Claims
Lawyers for Disability: How Do I Qualify for Social Security?
The SSA considers you to have a qualifying disability if all of the following three instances are true:
- You cannot do work and engage in substantial gainful activity because of your medical condition.
- You cannot do work you did previously or adjust to other work because of your medical condition.
- Your condition has lasted or is expected to last for at least one year or to result in death.
There is a long list of factors that the SSA looks at in determining if you are eligible. Chief among them is whether or not you are disabled with a medical condition that is expected to last at least 12 months (or is chronic) and restricts you from doing full-time work.
Common conditions that qualify for disability:
- Blindness and hearing impairment
- Cancers of all kinds
- Heart conditions
- Thyroid disorders
- Accidental or non-preventative injuries
- Bipolar disorder
- Crohn’s disease
- Multiple sclerosis
There are many more conditions not on this list that qualify in the eyes of the SSA, which is why approval is done on a case-by-case basis. The SSA will look at the documented medical proof that your condition has rendered you unable to do the work you performed before. The SSA will then determine whether or not you can adjust to other work and, if not, then you are entitled to benefits from SSI or SSD, or possibly another federal program. Learn more about the requirements for each of these programs below:
Lawyers for Disability: Social Security Disability
One of the easiest ways to understand the SSD program is to think of it as an insurance plan. You become eligible if you have paid “premiums” in the form of FICA taxes — which are automatically withheld in your paycheck — into the Social Security trust fund recently and over a sufficient period of time. Age and education also matter to the SSA.
Eligibility requirements for SSD:
- Work history/built-up work credits — In many cases, you need 40 credits in order to qualify, but some disabled younger people may still be able to qualify with fewer credits.
Lawyers for Disability: Supplemental Security Income
The SSI program is meant for disabled people of any age and is generally needs-based. It is funded by the general fund taxes, making it available to people with a low income and being unable to provide basic necessities for themselves.
Eligibility Requirements for SSI
- Disability (any age)
- OR blindness (any age)
- OR age (65+)
- Limited/no income — less than $2,000 in assets for an individual and less than $3,000 for a couple
You may be eligible for any one of these programs or more than one at the same time. You need the help of our lawyers for disability to see where you qualify. Once we determine which program is right for you that will cover your needs, we’ll help you get started on the application. Contact us now or call us at 800-842-0426 to get started.
Lawyers for Disability: Social Security Disability for Children
The Drummond lawyers for disability know that raising a child with a disability is one of the most difficult challenges a parent must face. And when both the child and the parent grow older, the child may be left with little support if something were to happen to the caregiver. Social Security provides a safety net for children who suffer from disabilities, as well as offering support to their families.
Eligibility Requirements for SSD for Children:
- Limited resources/no income for the family
- Under the age of 18 — this includes children, stepchildren, adopted children or grandchildren
- OR under the age of 19 — if child is attending elementary or secondary school full-time
- Older than 18 — Unmarried adult children who lost their parents or if those parents are claiming disability benefits. The child must have also been diagnosed with a disability before the age of 22.
Lawyers for Disability: The Application Process
The disability process involves thousands of rules, regulations, and procedures — even unwritten ones. It’s a legal system in and of itself with its own courts and judges that decide who gets disability benefits. This is because you need the help of skilled attorneys for disability who know the system inside and out to help ease your stress and avoid mistakes. Call us at 800-842-0426 or contact us.
When you get our lawyers for disability involved in the application process from the beginning, you benefit from our:
- Experience — We have been in business since 1976, which means we know what it takes to win a case and what kind of evidence the SSA and administrative law judge need for benefits.
- Speed — We can often help you avoid costly delays in the process so that you can get the benefits you desperately need faster and at less cost to you.
- Advocacy — You need a strong advocate at your side who will not only present your case in the most favorable light, but also defend you in case there are medical advisors who are opposing your need.
- Results — We have won thousands of cases in our collective careers. In general, more benefits are awarded when you have representation on your side at the beginning of the disability application.
Your Lawyers for Disability of Southern Illinois | Drummond Law in Litchfield, IL
The Drummond Law lawyers for disability have successfully helped over 10,000 Southern Illinois and Missouri clients receive disability benefits. As lawyers for disability, we specialize in simplifying the process of filing a claim. If a disability is affecting your ability to pay bills and other essential expenses, it is crucial that you have our lawyers for disability fight for you to start receiving these necessary benefits immediately. We make sure you and your family are looked after during these trying times.