Supplemental Security Income (SSI) Attorneys in Ste. Genevieve, MO
SSI Lawyers in Ste. Genevieve, MO
SSI lawyers in Ste. Genevieve, MO. Drummond Law offers representation to individuals across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Ste. Genevieve SSI lawyers can manage a variety of case types. Never wait to get in touch with one of our Social Security lawyers in Ste. Genevieve, MO, to get started.
What is Supplemental Security Income (SSI) in Ste. Genevieve?
Some circumstances, such as age or a disability, may make it challenging to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income people of different ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on age, disability, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, HIV, intellectual disabilities, low birth rates, and other conditions
- The individual is not able to perform the work that they did before they became disabled
- The individual is unable to adjust to other work because of their disability
- The individual’s disability is expected to last for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You can also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and around $1,175 for a couple. This can depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your payment amount could be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Ste. Genevieve, MO, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that Social Security Disability Insurance determination is based on whether you have a disability and work credits accrued; meanwhile, SSI determination is dependent upon your disability/age and limited resources.
Furthermore, SSDI is intended for people who are considered “insured” because they’ve worked for years and made contributions to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they do not deserve assistance to help them live independently, which is why it is important to us that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security trust fund to qualify for SSDI benefits, you may still be eligible to receive SSI. The Social Security Administration has final discretion in determining whether to award benefits. They will review your income and resources and determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best course of action for your situation, and help you with every step of the appropriate application process. Contact our Ste. Genevieve, MO, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Ste. Genevieve, MO
Many people speak to a lawyer only after being denied benefits, but our firm wants to help preserve your time. If a disability is impacting your ability to pay bills and other essential expenses, it’s critical that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Ste. Genevieve attorneys involved in the complicated SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits and any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical records on your condition
- File an appeal on your behalf if your application is denied
- Represent you in front of an administrative law judge (ALJ) should your case require an appeals hearing
- File a lawsuit on your behalf to secure the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your application for SSI has been denied, do not give up— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the Ste. Genevieve lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and regulations, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire a Social Security Lawyer | Contact Drummond Law
Our lawyers know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining experience and dedication in the toughest legal battles. Don’t hesitate to contact our Ste. Genevieve, MO, SSI lawyers today to file for benefits, appeal a denial, or any other concerns regarding your claim.