Supplemental Security Income (SSI) Attorneys in St. Elmo, IL
SSI Lawyers in St. Elmo, IL
SSI lawyers in St. Elmo, IL. Drummond Law offers representation to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s St. Elmo SSI lawyers can manage many different case types. Don’t wait to contact one of our Social Security lawyers in St. Elmo, IL, to get started.
What is Supplemental Security Income (SSI) in St. Elmo?
Disability or old age may make it difficult to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income people of different ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on age, disability, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is unable to perform the work that they did before they became disabled
- The individual is not able to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled child, spouse, or parent. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This may depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your payment amount might be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in St. Elmo, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The main difference between these two types of Social Security programs is that SSDI determination is based on whether you have a disability and work credits accrued; meanwhile, SSI determination is based on your limited resources and disability and/or age.
Furthermore, SSDI is intended for individuals who are considered “insured” because they have worked a number of years and contributed to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they don’t deserve assistance to help them live comfortably, which is why it is important to us that every individual gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security system to qualify for SSDI benefits, you may still be eligible to receive SSI. The SSA has final discretion in determining whether or not to award benefits. They will review your income and resources and determine what benefits, if any, may be available to you.
You may also qualify for both types of benefits at once. Let us help determine the best course of action for your situation, as well as help you with every step of the appropriate application process. Contact our St. Elmo, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in St. Elmo, IL
Many people speak to a lawyer only after being denied social security, but our firm believes in preserving your time from the start. If a disability is affecting your ability to pay bills and other essential expenses, it’s critical that you begin receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our St. Elmo attorneys involved in the complicated SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits and any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical files regarding your condition
- File an appeal on your behalf if your claim is denied
- Represent you in front of an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your application for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the St. Elmo lawyers at Drummond Law to fight for a full and fair hearing. We understand the complicated SSI laws and rules, how the Social Security Administration works, and how to get you the maximum amount of benefits to which you are entitled. We want to help protect your rights.
Hire a Social Security Lawyer | Contact Drummond Law
Our lawyers know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining experience and dedication in the most challenging legal battles. Please contact our St. Elmo, IL, SSI lawyers today to file for SSI, appeal a denial, or any other concerns regarding your claim.