Supplemental Security Income (SSI) Attorneys in Royal Lakes, IL
SSI Lawyers in Royal Lakes, IL
SSI lawyers in Royal Lakes, IL. Drummond Law offers guidance to people across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Royal Lakes SSI lawyers can handle a variety of case types. Don’t hesitate to contact one of our Social Security lawyers in Royal Lakes, IL, to get started.
What is Supplemental Security Income (SSI) in Royal Lakes?
Some circumstances, such as age or a disability, may make it challenging to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income people of different ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on age, disability, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is unable to perform the work that they did before becoming disabled
- The individual is unable to adjust to other work because of their disability
- The individual’s disability is expected to last for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You can also receive benefits on behalf of a disabled child, spouse, or parent. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This can depend on a variety of factors, so speak to an SSI lawyer about your current situation to find out how much your monthly amount could be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Royal Lakes, IL, today for more information.
What is the Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that SSDI determination is based on whether you have a disability and work credits accrued; on the other hand, SSI determination is based on your disability/age and limited resources.
Moreover, SSDI is meant for individuals who are considered “insured” because they’ve worked for years and contributed to the Social Security trust fund through FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this doesn’t mean that they do not deserve assistance to help them live comfortably, which is why it is important to us that every individual gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund to adequately qualify for SSDI benefits, you may still be eligible to receive SSI. The SSA has significant discretion in determining whether or not to award benefits. They will review your resources and income and determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best option for your case, as well as help you with every step of the appropriate application process. Contact our Royal Lakes, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Royal Lakes, IL
Many people speak to a lawyer only after being denied social security, but our firm wants to help preserve your time. If a disability is hindering your ability to pay bills and other essential expenses, it’s critical that you start receiving benefits as soon as possible, and the involvement of our Royal Lakes attorneys can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Royal Lakes attorneys involved in the complicated SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are able to apply for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical files on your condition
- File an appeal on your behalf if your claim is denied
- Represent you in front of an administrative law judge (ALJ) should your case require a hearing
- File a lawsuit on your behalf to secure the benefits you need
- Be right by your side when dealing with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your application for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you have been denied SSI benefits, the first thing you should do is speak to the Royal Lakes lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. We want to help protect your rights.
Hire a Social Security Lawyer | Contact Drummond Law
Our lawyers know how challenging it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Please contact our Royal Lakes, IL, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.