Supplemental Security Income (SSI) Attorneys in Palmyra, IL
SSI Lawyers in Palmyra, IL
SSI lawyers in Palmyra, IL. Drummond Law offers representation to individuals across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Palmyra SSI lawyers can manage many different case types. Never wait to get in touch with one of our Social Security lawyers in Palmyra, IL, to get started.
What is Supplemental Security Income (SSI) in Palmyra?
Some circumstances, such as age or a disability, may make it hard to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income Americans of varying ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on disability, age, income, and assets.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is unable to perform the work that they did before they became disabled
- The individual is not able to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to last for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and around $1,175 for a couple. This may depend on many factors, so get in touch with an SSI lawyer about your current situation to find out how much your payment amount could be valued.
To learn more or if you have any problems receiving your SSI benefit payments, contact our Social Security lawyers in Palmyra, IL, today for more information.
The Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)
The main difference between these two types of Social Security programs is that Social Security Disability Insurance determination is based on whether you have a disability as well as work credits accrued; meanwhile, SSI determination is dependent upon your limited resources and disability and/or age.
Furthermore, SSDI is intended for people who are considered “insured” because they’ve worked for years and made contributions to the Social Security trust fund in the form of FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they do not deserve assistance to help them live comfortably, which is why it’s our goal that every person gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund to adequately qualify for SSDI benefits, you may still be eligible to apply for SSI. The Social Security Administration will have significant discretion in determining whether to award benefits. They will review your income and resources to determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best course of action for your situation, and help you with every step of the appropriate application process. Contact our Palmyra, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Palmyra, IL
Many people speak to a lawyer only after being denied benefits, but our firm believes in preserving your time from the start. If a disability is hindering your ability to pay bills and other essential expenses, it’s critical that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Palmyra attorneys involved in the complicated SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical files regarding your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you in front of an administrative law judge (ALJ) if your case requires a hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Handle all communication with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your claim for SSI has been denied, do not panic— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you’ve been denied SSI benefits, the first thing you should do is speak to the Palmyra lawyers at Drummond Law to seek a full and fair hearing. We understand the complicated SSI laws and rules, how the Social Security Administration works, and how to get you the benefits you need to live comfortably. Let us help protect your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We understand how difficult it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining dedication and experience in the most challenging legal battles. Please contact our Palmyra, IL, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.