Supplemental Security Income (SSI) Attorneys in Mt. Vernon, IL
SSI Lawyers in Mt. Vernon, IL
SSI lawyers in Mt. Vernon, IL. Drummond Law provides guidance to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to appealing a denial and beyond. Drummond Law’s Mt. Vernon SSI lawyers can handle a variety of case types. Never wait to contact one of our Social Security lawyers in Mt. Vernon, IL, to get started.
What is Supplemental Security Income (SSI) in Mt. Vernon?
Disability or old age may make it difficult to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income individuals of different ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on disability, age, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, HIV, intellectual disabilities, low birth rates, and other conditions
- The individual is unable to perform the work that they did before they became disabled
- The individual is unable to adjust to other work because of their disability
- The individual’s disability is expected to last for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI could also be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This may depend on a variety of factors, so speak to an SSI lawyer about your current situation to find out how much your payment amount might be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Mt. Vernon, IL, today for more information.
What is the Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that Social Security Disability Insurance determination is based on whether you have a disability and work credits accrued; on the other hand, SSI determination is dependent upon your disability/age and limited resources.
Furthermore, SSDI is intended for people who are considered “insured” because they have worked for years and made contributions to the Social Security trust fund in the form of FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they do not deserve assistance to help them live sufficiently, which is why it is important to us that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security trust fund to qualify for SSDI benefits, you may be eligible to receive SSI. The SSA will have final discretion in determining whether to award benefits. They will review your resources and income and determine the benefits that may be available to you.
You may also qualify for both types of benefits at once. We can help determine the best course of action for your case, as well as help you with every step of the appropriate application process. Contact our Mt. Vernon, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Mt. Vernon, IL
Many people speak to a lawyer only after being denied benefits, but our firm believes in preserving your time from the start. If a disability is impacting your ability to pay bills and other essential expenses, it is essential that you begin receiving benefits as soon as possible, and the involvement of our Mt. Vernon attorneys can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Mt. Vernon attorneys involved in the complicated SSI process from the beginning. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits and any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your application is denied
- Represent you in front of an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your application for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The worst mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you have been denied SSI benefits, the first thing you should do is speak to the Mt. Vernon lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
Our lawyers know how difficult it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the most challenging legal battles. Please contact our Mt. Vernon, IL, SSI lawyers today to file for benefits, appeal a denial, or any other concerns regarding your claim.