Supplemental Security Income (SSI) Attorneys in Kirkwood, MO
SSI Lawyers in Kirkwood, MO
SSI lawyers in Kirkwood, MO. Drummond Law provides guidance to people across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Kirkwood SSI lawyers can handle a variety of case types. Never hesitate to contact one of our Social Security lawyers in Kirkwood, MO, to get started.
What is Supplemental Security Income (SSI) in Kirkwood?
Disability or old age may make it difficult to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a federal program that’s generally needs-based and intended for low-income individuals of varying ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on age, disability, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is not able to do the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their disability
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI could also be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and around $1,175 for a couple. This can depend on many factors, so speak to an SSI lawyer about your current situation to find out how much your monthly amount could be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Kirkwood, MO, today for more information.
What is the Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that SSDI determination is based on whether you have a disability and work credits accrued; meanwhile, SSI determination is based on your limited resources and disability/age.
Furthermore, SSDI is intended for individuals who are considered “insured” because they’ve worked a number of years and made contributions to the Social Security trust fund through FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this does not mean that they do not deserve assistance to help them live independently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund to adequately qualify for SSDI benefits, you may be eligible to apply for SSI. The SSA has final discretion in determining whether to award benefits. They will review your income and resources to determine what benefits, if any, may be available to you.
You may also qualify for both types of benefits at once. Let us help determine the best course of action for your situation, as well as help you with every step of the appropriate application process. Contact our Kirkwood, MO, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Kirkwood, MO
Many people contact a lawyer only after being denied social security, but our firm believes in preserving your time from the start. If a disability is hindering your ability to pay bills and other essential expenses, it’s essential that you begin receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Kirkwood attorneys involved in the complex SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits and any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your claim is denied
- Represent you in front of an administrative law judge (ALJ) should your case require a hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Handle all communication with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your claim for SSI has been denied, do not panic— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you have been denied SSI benefits, the first thing you should do is to talk to the Kirkwood lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and regulations, how the Social Security Administration operates, and how to get you the maximum amount of benefits to which you are entitled. We want to help protect your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
Our lawyers know how challenging it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining experience and dedication in the most challenging legal battles. Feel free to contact our Kirkwood, MO, SSI lawyers today to file for SSI, appeal a denial, or any other concerns regarding your claim.