Supplemental Security Income (SSI) Attorneys in Cape Girardeau, MO
SSI Lawyers in Cape Girardeau, MO
SSI lawyers in Cape Girardeau, MO. Drummond Law provides representation to people across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to appealing a denial and beyond. Drummond Law’s Cape Girardeau SSI lawyers can handle a variety of case types. Don’t hesitate to get in touch with one of our Social Security lawyers in Cape Girardeau, MO, to get started.
What is Supplemental Security Income (SSI) in Cape Girardeau?
Disability or old age may make it hard to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income people of different ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on disability, age, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is not able to perform the work that they did before they became disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to last for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled child, spouse, or parent. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI could also be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and around $1,175 for a couple. This may depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your monthly amount might be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Cape Girardeau, MO, today for more information.
The Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that SSDI determination is dependent upon whether you have a disability and work credits accrued; on the other hand, SSI determination is based on your limited resources and disability and/or age.
Moreover, SSDI is intended for people who are considered “insured” because they’ve worked a number of years and made contributions to the Social Security trust fund in the form of FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this does not mean that they do not deserve assistance to help them live independently, which is why it’s our goal that every person gets the help that they need.
If you have not paid enough—or any at all—into the Social Security trust fund in order to qualify for SSDI benefits, you may still be eligible to receive SSI. The Social Security Administration will have significant discretion in determining whether to award benefits. They will review your resources and income to determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. Let us help determine the best option for your situation, and help you with every step of the appropriate application process. Contact our Cape Girardeau, MO, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Cape Girardeau, MO
Many people speak to a lawyer only after being denied social security, but our firm believes in preserving your time from the start. If a disability is affecting your ability to pay bills and other essential expenses, it’s critical that you begin receiving benefits as soon as possible, and the involvement of our Cape Girardeau attorneys can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Cape Girardeau attorneys involved in the complicated SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits and any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical files on your condition
- File an appeal on your behalf if your claim is denied
- Represent you before an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to secure the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your application for SSI has been denied, do not give up— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The worst mistake people make is failing to appeal within the correct time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you have been denied SSI benefits, the first thing you should do is to get in touch with the Cape Girardeau lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and regulations, how the Social Security Administration operates, and how to get you the maximum amount of benefits to which you are entitled. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We understand how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Feel free to contact our Cape Girardeau, MO, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.