Supplemental Security Income (SSI) Attorneys in Ramsey, IL
SSI Lawyers in Ramsey, IL
SSI lawyers in Ramsey, IL. Drummond Law provides representation to people across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from starting the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Ramsey SSI lawyers can manage a variety of case types. Never hesitate to contact one of our Social Security lawyers in Ramsey, IL, to get started.
What is Supplemental Security Income (SSI) in Ramsey?
Some circumstances, such as age or a disability, may make it difficult to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a federal program that’s generally needs-based and intended for low-income individuals of different ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on age, disability, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is not able to perform the work that they did before they became disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This can depend on a variety of factors, so speak to an SSI lawyer about your current situation to find out how much your monthly amount might be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Ramsey, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The main difference between these two types of Social Security programs is that Social Security Disability Insurance determination is dependent upon whether or not you have a disability as well as work credits accrued; meanwhile, SSI determination is based on your limited resources and disability/age.
Furthermore, SSDI is meant for people who are considered “insured” because they have worked a number of years and made contributions to the Social Security trust fund in the form of FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this doesn’t mean that they do not deserve assistance to help them live comfortably, which is why it is important to us that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security system in order to qualify for SSDI benefits, you may still be eligible to apply for SSI. The Social Security Administration has final discretion in determining whether to award benefits. They will review your resources and income to determine what benefits, if any, may be available to you.
In some cases, you could also qualify for both types of benefits at once. Let us help determine the best option for your situation, as well as help you with every step of the appropriate application process. Contact our Ramsey, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Ramsey, IL
Many people speak to a lawyer only after being denied social security, but our firm wants to help preserve your time. If a disability is affecting your ability to pay bills and other essential expenses, it is essential that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Ramsey attorneys involved in the complex SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are able to apply for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical files regarding your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you in front of an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to secure the benefits you need
- Be right by your side when dealing with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your application for SSI has been denied, do not give up— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is failing to appeal within the correct time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you’ve been denied SSI benefits, the first thing you should do is to get in touch with the Ramsey lawyers at Drummond Law to fight for a full and fair hearing. We understand the complicated SSI laws and rules, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We know how challenging it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining experience and dedication in the toughest legal battles. Please contact our Ramsey, IL, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.