Supplemental Security Income (SSI) Attorneys in Radford, IL
SSI Lawyers in Radford, IL
SSI lawyers in Radford, IL. Drummond Law provides representation to people across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from the beginning of the enrollment process to appealing a denial and beyond. Drummond Law’s Radford SSI lawyers can manage a variety of case types. Don’t hesitate to get in touch with one of our Social Security lawyers in Radford, IL, to get started.
What is Supplemental Security Income (SSI) in Radford?
Disability or old age may make it difficult to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income people of varying ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on age, disability, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is not able to perform the work that they did before becoming disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and up to $1,175 for a couple. This can depend on many factors, so get in touch with an SSI lawyer about your current situation to find out how much your payout amount could be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Radford, IL, today for more information.
What is the Difference Between SSI and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that Social Security Disability Insurance determination is based on whether you have a disability and work credits accrued; meanwhile, SSI determination is based on your disability/age and limited resources.
Moreover, SSDI is intended for people who are considered “insured” because they have worked a number of years and made contributions to the Social Security trust fund in the form of FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this does not mean that they don’t deserve assistance to help them live independently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund to qualify for SSDI benefits, you may be eligible to receive SSI. The SSA has final discretion in determining whether or not to award benefits. They will review your income and resources and determine the benefits that may be available to you.
You may also qualify for both types of benefits at once. Let us help determine the best option for your case, and help you with every step of the appropriate application process. Contact our Radford, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Radford, IL
Many people speak to a lawyer only after being denied benefits, but our firm believes in preserving your time from the start. If a disability is affecting your ability to pay bills and other essential expenses, it’s critical that you begin receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Radford attorneys involved in the complex SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits as well as any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical files on your condition
- File an appeal on your behalf if your claim is denied
- Represent you in front of an administrative law judge (ALJ) should your case require a hearing
- File a lawsuit on your behalf to secure the benefits to which you are entitled
- Handle all communication with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your claim for SSI has been denied, do not give up— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you have been denied SSI benefits, the first thing you should do is speak to the Radford lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration works, and how to get you the maximum amount of benefits to which you are entitled. Let us help safeguard your rights.
Hire a Social Security Lawyer | Contact Drummond Law
We understand how challenging it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Please contact our Radford, IL, SSI lawyers today to file for SSI, appeal a denial, or any other concerns regarding your claim.