Supplemental Security Income (SSI) Attorneys in O’Fallon, MO
SSI Lawyers in O’Fallon, MO
SSI lawyers in O’Fallon, MO. Drummond Law provides representation to people across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to appealing a denial and beyond. Drummond Law’s O’Fallon SSI lawyers can manage a variety of case types. Never hesitate to contact one of our Social Security lawyers in O’Fallon, MO, to get started.
What is Supplemental Security Income (SSI) in O’Fallon?
Some circumstances, such as age or a disability, may make it difficult to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income people of different ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, income, and assets.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, HIV, intellectual disabilities, low birth rates, and other conditions
- The individual is unable to perform the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to last for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You can also receive benefits on behalf of a disabled child, spouse, or parent. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and around $1,175 for a couple. This can depend on a variety of factors, so speak to an SSI lawyer about your current situation to find out how much your payout amount could be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in O’Fallon, MO, today for more information.
What is the Difference Between SSI and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that Social Security Disability Insurance determination is dependent upon whether or not you have a disability as well as work credits accrued; meanwhile, SSI determination is dependent upon your disability/age and limited resources.
Furthermore, SSDI is meant for individuals who are considered “insured” because they have worked a number of years and made contributions to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this does not mean that they don’t deserve assistance to help them live independently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund to qualify for SSDI benefits, you may still be eligible to receive SSI. The Social Security Administration will have final discretion in determining whether to award benefits. They will review your resources and income and determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. Let us help determine the best option for your case, and help you with every step of the appropriate application process. Contact our O’Fallon, MO, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in O’Fallon, MO
Many people speak to a lawyer only after being denied benefits, but our firm wants to help preserve your time. If a disability is hindering your ability to pay bills and other essential expenses, it’s essential that you begin receiving benefits as soon as possible, and the involvement of our O’Fallon attorneys can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our O’Fallon attorneys involved in the complex SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits as well as any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical files regarding your condition
- File an appeal on your behalf if your application is denied
- Represent you in front of an administrative law judge (ALJ) should your case require a hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Handle all communication with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your claim for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The worst mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you have been denied SSI benefits, the first thing you should do is to get in touch with the O’Fallon lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire a Social Security Lawyer | Contact Drummond Law
We understand how difficult it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Don’t hesitate to contact our O’Fallon, MO, SSI lawyers today to file for benefits, appeal a denial, or any other concerns regarding your claim.