Supplemental Security Income (SSI) Attorneys in Murphysboro, IL
SSI Lawyers in Murphysboro, IL
SSI lawyers in Murphysboro, IL. Drummond Law provides guidance to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Murphysboro SSI lawyers can handle many different case types. Don’t hesitate to contact one of our Social Security lawyers in Murphysboro, IL, to get started.
What is Supplemental Security Income (SSI) in Murphysboro?
Some circumstances, such as age or a disability, may make it hard to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income Americans of different ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is not able to do the work that they did before becoming disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to last for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI could also be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and up to $1,175 for a couple. This can depend on a variety of factors, so speak to an SSI lawyer about your current situation to find out how much your payment amount could be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Murphysboro, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that SSDI determination is dependent upon whether or not you have a disability and work credits accrued; on the other hand, SSI determination is based on your disability/age and limited resources.
Moreover, SSDI is intended for people who are considered “insured” because they’ve worked a number of years and made contributions to the Social Security trust fund through FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this does not mean that they do not deserve assistance to help them live independently, which is why it is important to us that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security system to adequately qualify for SSDI benefits, you may be eligible to receive SSI. The Social Security Administration will have significant discretion in determining whether or not to award benefits. They will review your resources and income and determine what benefits, if any, may be available to you.
In some cases, you could also qualify for both types of benefits at once. Let us help determine the best option for your case, and help you with every step of the appropriate application process. Contact our Murphysboro, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Murphysboro, IL
Many people contact a lawyer only after being denied benefits, but our firm wants to help preserve your time. If a disability is affecting your ability to pay bills and other essential expenses, it is essential that you begin receiving benefits as soon as possible, and the involvement of our Murphysboro attorneys can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Murphysboro attorneys involved in the complicated SSI process from the beginning. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits and any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you in front of an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Handle all communication with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your application for SSI has been denied, do not panic— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The single biggest mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the Murphysboro lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and regulations, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. We want to help protect your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
Our lawyers know how difficult it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining experience and dedication in the most challenging legal battles. Feel free to contact our Murphysboro, IL, SSI lawyers today to file for benefits, appeal a denial, or any other concerns regarding your claim.