Supplemental Security Income (SSI) Attorneys in Divernon, IL
SSI Lawyers in Divernon, IL
SSI lawyers in Divernon, IL. Drummond Law offers guidance to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to appealing a denial and beyond. Drummond Law’s Divernon SSI lawyers can manage a variety of case types. Never wait to get in touch with one of our Social Security lawyers in Divernon, IL, to get started.
What is Supplemental Security Income (SSI) in Divernon?
Some circumstances, such as age or a disability, may make it challenging to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a federal program that’s generally needs-based and intended for low-income people of different ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is unable to perform the work that they did before they became disabled
- The individual is not able to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to last for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You can also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This may depend on many factors, so speak to an SSI lawyer about your current situation to find out how much your monthly amount might be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Divernon, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that SSDI determination is dependent upon whether you have a disability as well as work credits accrued; on the other hand, SSI determination is dependent upon your disability/age and limited resources.
Furthermore, SSDI is meant for individuals who are considered “insured” because they’ve worked for years and contributed to the Social Security trust fund through FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this does not mean that they do not deserve assistance to help them live comfortably, which is why it’s our goal that every person gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund to adequately qualify for SSDI benefits, you may be eligible to receive SSI. The SSA will have final discretion in determining whether to award benefits. They will review your income and resources and determine the benefits that may be available to you.
You may also qualify for both types of benefits at once. We can help determine the best option for your case, as well as help you with every step of the appropriate application process. Contact our Divernon, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Divernon, IL
Many people speak to a lawyer only after being denied social security, but our firm believes in preserving your time from the start. If a disability is hindering your ability to pay bills and other essential expenses, it’s critical that you begin receiving benefits as soon as possible, and the involvement of our Divernon attorneys can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Divernon attorneys involved in the complex SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are able to apply for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records on your condition
- File an appeal on your behalf if your claim is denied
- Represent you before an administrative law judge (ALJ) should your case require an appeals hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Handle all communication with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your application for SSI has been denied, do not give up— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you have been denied SSI benefits, the first thing you should do is to talk to the Divernon lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and regulations, how the Social Security Administration works, and how to get you the benefits you need to live comfortably. Let us help protect your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We know how difficult it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the most challenging legal battles. Don’t hesitate to contact our Divernon, IL, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.