Supplemental Security Income (SSI) Attorneys in Collinsville, IL
SSI Lawyers in Collinsville, IL
SSI lawyers in Collinsville, IL. Drummond Law offers guidance to people across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to appealing a denial and beyond. Drummond Law’s Collinsville SSI lawyers can handle many different case types. Never hesitate to contact one of our Social Security lawyers in Collinsville, IL, to get started.
What is Supplemental Security Income (SSI) in Collinsville?
Disability or old age may make it challenging to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income Americans of varying ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on age, disability, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, HIV, intellectual disabilities, low birth rates, and other conditions
- The individual is unable to perform the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and around $1,175 for a couple. This can depend on many factors, so speak to an SSI lawyer about your current situation to find out how much your monthly amount could be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Collinsville, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The main difference between these two types of Social Security programs is that SSDI determination is based on whether or not you have a disability and work credits accrued; on the other hand, SSI determination is dependent upon your disability/age and limited resources.
Furthermore, SSDI is meant for people who are considered “insured” because they have worked a number of years and made contributions to the Social Security trust fund in the form of FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this does not mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our goal that every person gets the help that they need.
If you have not paid enough—or any at all—into the Social Security trust fund to adequately qualify for SSDI benefits, you may still be eligible to receive SSI. The SSA has significant discretion in determining whether or not to award benefits. They will review your resources and income and determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best option for your situation, and help you with every step of the appropriate application process. Contact our Collinsville, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Collinsville, IL
Many people speak to a lawyer only after being denied benefits, but our firm believes in preserving your time from the start. If a disability is affecting your ability to pay bills and other essential expenses, it is critical that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Collinsville attorneys involved in the complex SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you are able to apply for SSI benefits and any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical records on your condition
- File an appeal on your behalf if your claim is denied
- Represent you in front of an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Handle all communication with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your claim for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The single biggest mistake people make is neglecting to appeal within the correct time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you’ve been denied SSI benefits, the first thing you should do is speak to the Collinsville lawyers at Drummond Law to fight for a full and fair hearing. We understand the complicated SSI laws and rules, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We know how difficult it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Please contact our Collinsville, IL, SSI lawyers today to file for benefits, appeal a denial, or any other issues regarding your claim.