Supplemental Security Income (SSI) Attorneys in Clayton, MO
SSI Lawyers in Clayton, MO
SSI lawyers in Clayton, MO. Drummond Law provides guidance to people across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from the beginning of the enrollment process to appealing a denial and beyond. Drummond Law’s Clayton SSI lawyers can handle a variety of case types. Never hesitate to get in touch with one of our Social Security lawyers in Clayton, MO, to get started.
What is Supplemental Security Income (SSI) in Clayton?
Disability or old age may make it challenging to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income people of varying ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, income, and assets.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, HIV, intellectual disabilities, low birth rates, and other conditions
- The individual is not able to do the work that they did before they became disabled
- The individual is not able to adjust to other work because of their disability
- The individual’s disability is expected to last for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and up to $1,175 for a couple. This may depend on many factors, so speak to an SSI lawyer about your current situation to find out how much your payment amount could be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Clayton, MO, today for more information.
What is the Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that SSDI determination is dependent upon whether or not you have a disability and work credits accrued; meanwhile, SSI determination is dependent upon your disability/age and limited resources.
Moreover, SSDI is meant for people who are considered “insured” because they’ve worked for years and made contributions to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this does not mean that they don’t deserve assistance to help them live independently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security trust fund to adequately qualify for SSDI benefits, you may still be eligible to apply for SSI. The SSA has final discretion in determining whether or not to award benefits. They will review your resources and income to determine what benefits, if any, may be available to you.
You may also qualify for both types of benefits at once. Let us help determine the best course of action for your case, as well as help you with every step of the appropriate application process. Contact our Clayton, MO, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Clayton, MO
Many people contact a lawyer only after being denied social security, but our firm believes in preserving your time from the start. If a disability is impacting your ability to pay bills and other essential expenses, it is critical that you begin receiving benefits as soon as possible, and the involvement of our Clayton attorneys can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Clayton attorneys involved in the complex SSI process from the beginning. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical files regarding your condition
- File an appeal on your behalf if your application is denied
- Represent you in front of an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to secure the benefits you need
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your claim for SSI has been denied, do not give up— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you’ve been denied SSI benefits, the first thing you should do is speak to the Clayton lawyers at Drummond Law to seek a full and fair hearing. We understand the complicated SSI laws and rules, how the Social Security Administration works, and how to get you the maximum amount of benefits to which you are entitled. Let us help protect your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the most challenging legal battles. Don’t hesitate to contact our Clayton, MO, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.