Supplemental Security Income (SSI) Attorneys in Chesterfield, MO
SSI Lawyers in Chesterfield, MO
SSI lawyers in Chesterfield, MO. Drummond Law offers representation to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to appealing a denial and beyond. Drummond Law’s Chesterfield SSI lawyers can manage a variety of case types. Never hesitate to get in touch with one of our Social Security lawyers in Chesterfield, MO, to get started.
What is Supplemental Security Income (SSI) in Chesterfield?
Disability or old age may make it difficult to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income Americans of varying ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, income, and assets.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is unable to perform the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and up to $1,175 for a couple. This may depend on many factors, so get in touch with an SSI lawyer about your current situation to find out how much your payout amount might be valued.
To learn more or if you have any problems receiving your SSI benefit payments, contact our Social Security lawyers in Chesterfield, MO, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The main difference between these two types of Social Security programs is that Social Security Disability Insurance determination is based on whether you have a disability and work credits accrued; meanwhile, SSI determination is dependent upon your limited resources and disability and/or age.
Furthermore, SSDI is meant for people who are considered “insured” because they’ve worked for years and contributed to the Social Security trust fund through FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this does not mean that they don’t deserve assistance to help them live independently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security system in order to qualify for SSDI benefits, you may be eligible to receive SSI. The SSA has significant discretion in determining whether or not to award benefits. They will review your income and resources and determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best course of action for your situation, as well as help you with every step of the appropriate application process. Contact our Chesterfield, MO, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Chesterfield, MO
Many people contact a lawyer only after being denied benefits, but our firm believes in preserving your time from the start. If a disability is affecting your ability to pay bills and other essential expenses, it’s critical that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Chesterfield attorneys involved in the complex SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you are able to apply for SSI benefits and any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records on your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you in front of an administrative law judge (ALJ) if your case requires a hearing
- File a lawsuit on your behalf to secure the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your application for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The worst mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you have been denied SSI benefits, the first thing you should do is speak to the Chesterfield lawyers at Drummond Law to fight for a full and fair hearing. We understand the complicated SSI laws and rules, how the Social Security Administration works, and how to get you the maximum amount of benefits to which you are entitled. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining experience and dedication in the most challenging legal battles. Don’t hesitate to contact our Chesterfield, MO, SSI lawyers today to file for SSI, appeal a denial, or any other concerns regarding your claim.