Supplemental Security Income (SSI) Attorneys in Chesterfield, IL
SSI Lawyers in Chesterfield, IL
SSI lawyers in Chesterfield, IL. Drummond Law provides representation to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Chesterfield SSI lawyers can handle many different case types. Don’t hesitate to contact one of our Social Security lawyers in Chesterfield, IL, to get started.
What is Supplemental Security Income (SSI) in Chesterfield?
Some circumstances, such as age or a disability, may make it challenging to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income Americans of varying ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on age, disability, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is not able to do the work that they did before becoming disabled
- The individual is unable to adjust to other work because of their disability
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI could also be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This may depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your monthly amount could be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Chesterfield, IL, today for more information.
What is the Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that SSDI determination is dependent upon whether you have a disability and work credits accrued; on the other hand, SSI determination is based on your limited resources and disability and/or age.
Moreover, SSDI is intended for individuals who are considered “insured” because they’ve worked for years and made contributions to the Social Security trust fund in the form of FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this does not mean that they don’t deserve assistance to help them live comfortably, which is why it is important to us that every individual gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund to adequately qualify for SSDI benefits, you may still be eligible to receive SSI. The SSA has final discretion in determining whether to award benefits. They will review your income and resources and determine what benefits, if any, may be available to you.
You may also qualify for both types of benefits at once. Let us help determine the best course of action for your case, as well as help you with every step of the appropriate application process. Contact our Chesterfield, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Chesterfield, IL
Many people speak to a lawyer only after being denied social security, but our firm believes in preserving your time from the start. If a disability is impacting your ability to pay bills and other essential expenses, it is critical that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Chesterfield attorneys involved in the complicated SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your claim is denied
- Represent you before an administrative law judge (ALJ) should your case require an appeals hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Be right by your side when dealing with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your claim for SSI has been denied, do not give up— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you have been denied SSI benefits, the first thing you should do is to talk to the Chesterfield lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration operates, and how to get you the maximum amount of benefits to which you are entitled. Let us help protect your rights.
Hire a Social Security Lawyer | Contact Drummond Law
We know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Please contact our Chesterfield, IL, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.