Supplemental Security Income (SSI) Attorneys in Bunker Hill, IL
SSI Lawyers in Bunker Hill, IL
SSI lawyers in Bunker Hill, IL. Drummond Law offers guidance to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Bunker Hill SSI lawyers can manage many different case types. Don’t hesitate to contact one of our Social Security lawyers in Bunker Hill, IL, to get started.
What is Supplemental Security Income (SSI) in Bunker Hill?
Disability or old age may make it difficult to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income Americans of different ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on age, disability, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is not able to perform the work that they did before they became disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled child, spouse, or parent. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI could also be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and around $1,175 for a couple. This can depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your payment amount might be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Bunker Hill, IL, today for more information.
The Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that SSDI determination is based on whether you have a disability and work credits accrued; meanwhile, SSI determination is dependent upon your limited resources and disability and/or age.
Moreover, SSDI is intended for people who are considered “insured” because they have worked for years and contributed to the Social Security trust fund in the form of FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this does not mean that they do not deserve assistance to help them live comfortably, which is why it’s our goal that every person gets the help that they need.
If you have not paid enough—or any at all—into the Social Security system to adequately qualify for SSDI benefits, you may still be eligible to receive SSI. The Social Security Administration has significant discretion in determining whether or not to award benefits. They will review your resources and income to determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. Let us help determine the best course of action for your case, as well as help you with every step of the appropriate application process. Contact our Bunker Hill, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Bunker Hill, IL
Many people speak to a lawyer only after being denied social security, but our firm believes in preserving your time from the start. If a disability is impacting your ability to pay bills and other essential expenses, it’s critical that you begin receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Bunker Hill attorneys involved in the complicated SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your application is denied
- Represent you in front of an administrative law judge (ALJ) should your case require an appeals hearing
- File a lawsuit on your behalf to secure the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your application for SSI has been denied, do not give up— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you have been denied SSI benefits, the first thing you should do is to get in touch with the Bunker Hill lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. We want to help protect your rights.
Hire a Social Security Lawyer | Contact Drummond Law
We understand how difficult it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining dedication and experience in the most challenging legal battles. Don’t hesitate to contact our Bunker Hill, IL, SSI lawyers today to file for SSI, appeal a denial, or any other concerns regarding your claim.