Supplemental Security Income (SSI) Attorneys in Alton, IL
SSI Lawyers in Alton, IL
SSI lawyers in Alton, IL. Drummond Law provides guidance to people across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Alton SSI lawyers can manage many different case types. Don’t wait to contact one of our Social Security lawyers in Alton, IL, to get started.
What is Supplemental Security Income (SSI) in Alton?
Some circumstances, such as age or a disability, may make it hard to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income individuals of different ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, HIV, intellectual disabilities, low birth rates, and other conditions
- The individual is unable to perform the work that they did before they became disabled
- The individual is not able to adjust to other work because of their disability
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled child, spouse, or parent. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and around $1,175 for a couple. This may depend on many factors, so speak to an SSI lawyer about your current situation to find out how much your monthly amount could be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Alton, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that SSDI determination is based on whether you have a disability and work credits accrued; on the other hand, SSI determination is dependent upon your limited resources and disability/age.
Moreover, SSDI is meant for people who are considered “insured” because they have worked for years and made contributions to the Social Security trust fund in the form of FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this does not mean that they don’t deserve assistance to help them live comfortably, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security trust fund in order to qualify for SSDI benefits, you may be eligible to receive SSI. The SSA has significant discretion in determining whether to award benefits. They will review your resources and income to determine what benefits, if any, may be available to you.
You may also qualify for both types of benefits at once. Let us help determine the best course of action for your situation, as well as help you with every step of the appropriate application process. Contact our Alton, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Alton, IL
Many people speak to a lawyer only after being denied benefits, but our firm believes in preserving your time from the start. If a disability is hindering your ability to pay bills and other essential expenses, it is essential that you begin receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Alton attorneys involved in the complicated SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your application is denied
- Represent you before an administrative law judge (ALJ) should your case require an appeals hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your application for SSI has been denied, do not panic— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is failing to appeal within the correct time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the Alton lawyers at Drummond Law to seek a full and fair hearing. We understand the complicated SSI laws and rules, how the Social Security Administration operates, and how to get you the maximum amount of benefits to which you are entitled. We want to help protect your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
Our lawyers know how challenging it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining dedication and experience in the most challenging legal battles. Don’t hesitate to contact our Alton, IL, SSI lawyers today to file for benefits, appeal a denial, or any other issues regarding your claim.