Supplemental Security Income (SSI) Attorneys in Union County, KY
SSI Lawyers in Union County, KY
SSI lawyers in Union County, KY. Drummond Law offers guidance to individuals across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from starting the enrollment process to appealing a denial and beyond. Drummond Law’s Union County SSI lawyers can manage a vast amount of case types. Never wait to get in touch with one of our Social Security lawyers in Union County, KY, to get started.
What is Supplemental Security Income (SSI) in Union County?
Disability or old age may make it challenging to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income Americans of varying ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on disability, age, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, HIV, intellectual disabilities, low birth rates, and other conditions
- The individual is not able to perform the work that they did before they became disabled
- The individual is not able to adjust to other work because of their disability
- The individual’s disability is expected to last for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and around $1,175 for a couple. This may depend on a variety of factors, so speak to an SSI lawyer about your current situation to find out how much your payment amount could be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Union County, KY, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that Social Security Disability Insurance determination is based on whether or not you have a disability as well as work credits accrued; on the other hand, SSI determination is based on your limited resources and disability/age.
Furthermore, SSDI is intended for individuals who are considered “insured” because they’ve worked a number of years and contributed to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our goal that every person gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund in order to qualify for SSDI benefits, you may be eligible to apply for SSI. The Social Security Administration has significant discretion in determining whether or not to award benefits. They will review your resources and income to determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best option for your situation, and help you with every step of the appropriate application process. Contact our Union County, KY, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Union County, KY
Many people contact a lawyer only after being denied social security, but our firm wants to help preserve your time. If a disability is impacting your ability to pay bills and other essential expenses, it is essential that you start receiving benefits as soon as possible, and the involvement of our Union County attorneys can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Union County attorneys involved in the complex SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits and any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical files on your condition
- File an appeal on your behalf if your claim is denied
- Represent you in front of an administrative law judge (ALJ) if your case requires a hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your claim for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you’ve been denied SSI benefits, the first thing you should do is speak to the Union County lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We understand how difficult it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining experience and dedication in the most challenging legal battles. Please contact our Union County, KY, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.