Supplemental Security Income (SSI) Attorneys in St. Louis, MO
SSI Lawyers in St. Louis, MO
SSI lawyers in St. Louis, MO. Drummond Law offers representation to individuals across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to appealing a denial and beyond. Drummond Law’s St. Louis SSI lawyers can handle a vast amount of case types. Never wait to get in touch with one of our Social Security lawyers in St. Louis, MO, to get started.
What is Supplemental Security Income (SSI) in St. Louis?
Disability or old age may make it hard to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income individuals of different ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on age, disability, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is unable to perform the work that they did before becoming disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You can also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and around $1,175 for a couple. This can depend on a variety of factors, so speak to an SSI lawyer about your current situation to find out how much your payout amount might be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in St. Louis, MO, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The main difference between these two types of Social Security programs is that Social Security Disability Insurance determination is dependent upon whether or not you have a disability and work credits accrued; on the other hand, SSI determination is based on your limited resources and disability and/or age.
Moreover, SSDI is intended for individuals who are considered “insured” because they’ve worked a number of years and contributed to the Social Security trust fund in the form of FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our goal that every person gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security system in order to qualify for SSDI benefits, you may be eligible to receive SSI. The SSA will have final discretion in determining whether or not to award benefits. They will review your resources and income and determine the benefits that may be available to you.
You may also qualify for both types of benefits at once. We can help determine the best option for your case, as well as help you with every step of the appropriate application process. Contact our St. Louis, MO, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in St. Louis, MO
Many people contact a lawyer only after being denied benefits, but our firm wants to help preserve your time. If a disability is impacting your ability to pay bills and other essential expenses, it’s critical that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our St. Louis attorneys involved in the complex SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits and any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records on your condition
- File an appeal on your behalf if your claim is denied
- Represent you before an administrative law judge (ALJ) should your case require a hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Handle all communication with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your application for SSI has been denied, do not give up— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The worst mistake people make is failing to appeal within the correct time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the St. Louis lawyers at Drummond Law to fight for a full and fair hearing. We understand the complicated SSI laws and regulations, how the Social Security Administration works, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire a Social Security Lawyer | Contact Drummond Law
We know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining experience and dedication in the toughest legal battles. Don’t hesitate to contact our St. Louis, MO, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.