Supplemental Security Income (SSI) Attorneys in St. Charles, MO
SSI Lawyers in St. Charles, MO
SSI lawyers in St. Charles, MO. Drummond Law offers guidance to individuals across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from starting the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s St. Charles SSI lawyers can handle a vast amount of case types. Don’t wait to contact one of our Social Security lawyers in St. Charles, MO, to get started.
What is Supplemental Security Income (SSI) in St. Charles?
Disability or old age may make it hard to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a federal program that is generally needs-based and intended for low-income Americans of different ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, income, and assets.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is not able to do the work that they did before becoming disabled
- The individual is unable to adjust to other work because of their disability
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This may depend on many factors, so get in touch with an SSI lawyer about your current situation to find out how much your payout amount might be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in St. Charles, MO, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that SSDI determination is based on whether or not you have a disability as well as work credits accrued; meanwhile, SSI determination is based on your disability/age and limited resources.
Moreover, SSDI is intended for individuals who are considered “insured” because they’ve worked a number of years and made contributions to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security trust fund to qualify for SSDI benefits, you may be eligible to receive SSI. The Social Security Administration has final discretion in determining whether or not to award benefits. They will review your income and resources and determine the benefits that may be available to you.
You may also qualify for both types of benefits at once. We can help determine the best option for your case, and help you with every step of the appropriate application process. Contact our St. Charles, MO, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in St. Charles, MO
Many people speak to a lawyer only after being denied benefits, but our firm wants to help preserve your time. If a disability is impacting your ability to pay bills and other essential expenses, it’s critical that you begin receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our St. Charles attorneys involved in the complex SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are able to apply for SSI benefits as well as any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you in front of an administrative law judge (ALJ) if your case requires a hearing
- File a lawsuit on your behalf to secure the benefits to which you are entitled
- Handle all communication with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your claim for SSI has been denied, do not give up— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The worst mistake people make is failing to appeal within the correct time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you have been denied SSI benefits, the first thing you should do is to talk to the St. Charles lawyers at Drummond Law to fight for a full and fair hearing. We understand the complicated SSI laws and regulations, how the Social Security Administration operates, and how to get you the maximum amount of benefits to which you are entitled. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We understand how challenging it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Feel free to contact our St. Charles, MO, SSI lawyers today to file for SSI, appeal a denial, or any other concerns regarding your claim.