Supplemental Security Income (SSI) Attorneys in Rock Island, IL
SSI Lawyers in Rock Island, IL
SSI lawyers in Rock Island, IL. Drummond Law offers guidance to people across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Rock Island SSI lawyers can handle a variety of case types. Don’t wait to get in touch with one of our Social Security lawyers in Rock Island, IL, to get started.
What is Supplemental Security Income (SSI) in Rock Island?
Disability or old age may make it hard to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income Americans of varying ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, HIV, intellectual disabilities, low birth rates, and other conditions
- The individual is unable to do the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their disability
- The individual’s disability is expected to last for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You can also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This may depend on a variety of factors, so speak to an SSI lawyer about your current situation to find out how much your payout amount might be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Rock Island, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The main difference between these two types of Social Security programs is that Social Security Disability Insurance determination is dependent upon whether you have a disability and work credits accrued; meanwhile, SSI determination is dependent upon your limited resources and disability and/or age.
Moreover, SSDI is meant for people who are considered “insured” because they’ve worked for years and contributed to the Social Security trust fund in the form of FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this does not mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our goal that every person gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund in order to qualify for SSDI benefits, you may still be eligible to apply for SSI. The SSA has significant discretion in determining whether or not to award benefits. They will review your resources and income to determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best option for your situation, and help you with every step of the appropriate application process. Contact our Rock Island, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Rock Island, IL
Many people speak to a lawyer only after being denied benefits, but our firm believes in preserving your time from the start. If a disability is affecting your ability to pay bills and other essential expenses, it is essential that you begin receiving benefits as soon as possible, and the involvement of our Rock Island attorneys can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Rock Island attorneys involved in the complex SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you are able to apply for SSI benefits and any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical files regarding your condition
- File an appeal on your behalf if your claim is denied
- Represent you before an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your application for SSI has been denied, do not give up— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you have been denied SSI benefits, the first thing you should do is speak to the Rock Island lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire a Social Security Lawyer | Contact Drummond Law
We understand how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining experience and dedication in the toughest legal battles. Don’t hesitate to contact our Rock Island, IL, SSI lawyers today to file for benefits, appeal a denial, or any other concerns regarding your claim.