Supplemental Security Income (SSI) Attorneys in Nilwood, IL
SSI Lawyers in Nilwood, IL
SSI lawyers in Nilwood, IL. Drummond Law offers guidance to people across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Nilwood SSI lawyers can manage a variety of case types. Never hesitate to get in touch with one of our Social Security lawyers in Nilwood, IL, to get started.
What is Supplemental Security Income (SSI) in Nilwood?
Some circumstances, such as age or a disability, may make it difficult to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a federal program that is generally needs-based and intended for low-income individuals of varying ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, income, and assets.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is not able to perform the work that they did before they became disabled
- The individual is unable to adjust to other work because of their disability
- The individual’s disability is expected to last for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You can also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI could also be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and up to $1,175 for a couple. This may depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your payout amount could be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Nilwood, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The main difference between these two types of Social Security programs is that SSDI determination is based on whether or not you have a disability and work credits accrued; on the other hand, SSI determination is based on your limited resources and disability and/or age.
Furthermore, SSDI is intended for individuals who are considered “insured” because they’ve worked a number of years and made contributions to the Social Security trust fund through FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this doesn’t mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security system to qualify for SSDI benefits, you may still be eligible to apply for SSI. The SSA has final discretion in determining whether or not to award benefits. They will review your income and resources to determine what benefits, if any, may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best option for your case, as well as help you with every step of the appropriate application process. Contact our Nilwood, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Nilwood, IL
Many people speak to a lawyer only after being denied social security, but our firm wants to help preserve your time. If a disability is impacting your ability to pay bills and other essential expenses, it is essential that you start receiving benefits as soon as possible, and the involvement of our Nilwood attorneys can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Nilwood attorneys involved in the complex SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical files on your condition
- File an appeal on your behalf if your claim is denied
- Represent you in front of an administrative law judge (ALJ) should your case require an appeals hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your claim for SSI has been denied, do not panic— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you have been denied SSI benefits, the first thing you should do is to get in touch with the Nilwood lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and regulations, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
Our lawyers know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Don’t hesitate to contact our Nilwood, IL, SSI lawyers today to file for benefits, appeal a denial, or any other issues regarding your claim.