Supplemental Security Income (SSI) Attorneys in Morgan County, IL
SSI Lawyers in Morgan County, IL
SSI lawyers in Morgan County, IL. Drummond Law provides guidance to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Morgan County SSI lawyers can handle a vast amount of case types. Don’t hesitate to contact one of our Social Security lawyers in Morgan County, IL, to get started.
What is Supplemental Security Income (SSI) in Morgan County?
Some circumstances, such as age or a disability, may make it challenging to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income people of varying ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on disability, age, income, and assets.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, HIV, intellectual disabilities, low birth rates, and other conditions
- The individual is not able to perform the work that they did before they became disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You can also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI could also be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This can depend on many factors, so speak to an SSI lawyer about your current situation to find out how much your payment amount might be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Morgan County, IL, today for more information.
What is the Difference Between SSI and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that SSDI determination is based on whether or not you have a disability and work credits accrued; meanwhile, SSI determination is based on your disability/age and limited resources.
Moreover, SSDI is meant for individuals who are considered “insured” because they have worked for years and made contributions to the Social Security trust fund in the form of FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this doesn’t mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security system in order to qualify for SSDI benefits, you may still be eligible to receive SSI. The Social Security Administration has significant discretion in determining whether or not to award benefits. They will review your resources and income and determine what benefits, if any, may be available to you.
In some cases, you could also qualify for both types of benefits at once. Let us help determine the best course of action for your situation, and help you with every step of the appropriate application process. Contact our Morgan County, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Morgan County, IL
Many people speak to a lawyer only after being denied benefits, but our firm wants to help preserve your time. If a disability is hindering your ability to pay bills and other essential expenses, it’s essential that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Morgan County attorneys involved in the complicated SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits and any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records on your condition
- File an appeal on your behalf if your claim is denied
- Represent you in front of an administrative law judge (ALJ) should your case require an appeals hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Be right by your side when dealing with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your claim for SSI has been denied, do not give up— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the Morgan County lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration works, and how to get you the maximum amount of benefits to which you are entitled. We want to help protect your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Please contact our Morgan County, IL, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.