Supplemental Security Income (SSI) Attorneys in Montgomery County, IL
SSI Lawyers in Montgomery County, IL
SSI lawyers in Montgomery County, IL. Drummond Law provides guidance to people across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to appealing a denial and beyond. Drummond Law’s Montgomery County SSI lawyers can handle a variety of case types. Never wait to get in touch with one of our Social Security lawyers in Montgomery County, IL, to get started.
What is Supplemental Security Income (SSI) in Montgomery County?
Disability or old age may make it challenging to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income individuals of varying ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on age, disability, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is not able to perform the work that they did before they became disabled
- The individual is unable to adjust to other work because of their disability
- The individual’s disability is expected to endure for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and around $1,175 for a couple. This can depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your payout amount might be valued.
To learn more or if you have any problems receiving your SSI benefit payments, contact our Social Security lawyers in Montgomery County, IL, today for more information.
What is the Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that SSDI determination is based on whether or not you have a disability as well as work credits accrued; meanwhile, SSI determination is dependent upon your disability/age and limited resources.
Furthermore, SSDI is meant for individuals who are considered “insured” because they have worked a number of years and contributed to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this does not mean that they don’t deserve assistance to help them live comfortably, which is why it is important to us that every individual gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund in order to qualify for SSDI benefits, you may still be eligible to apply for SSI. The SSA will have final discretion in determining whether or not to award benefits. They will review your resources and income and determine what benefits, if any, may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best course of action for your case, and help you with every step of the appropriate application process. Contact our Montgomery County, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Montgomery County, IL
Many people contact a lawyer only after being denied benefits, but our firm wants to help preserve your time. If a disability is affecting your ability to pay bills and other essential expenses, it’s critical that you begin receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Montgomery County attorneys involved in the complex SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you are able to apply for SSI benefits and any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records on your condition
- File an appeal on your behalf if your claim is denied
- Represent you in front of an administrative law judge (ALJ) should your case require an appeals hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Handle all communication with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your claim for SSI has been denied, do not give up— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is neglecting to appeal within the correct time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you have been denied SSI benefits, the first thing you should do is to get in touch with the Montgomery County lawyers at Drummond Law to fight for a full and fair hearing. We understand the complicated SSI laws and rules, how the Social Security Administration operates, and how to get you the maximum amount of benefits to which you are entitled. Let us help protect your rights.
Hire a Social Security Lawyer | Contact Drummond Law
Our lawyers know how difficult it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining dedication and experience in the most challenging legal battles. Feel free to contact our Montgomery County, IL, SSI lawyers today to file for benefits, appeal a denial, or any other issues regarding your claim.