Supplemental Security Income (SSI) Attorneys in Monroe County, IL
SSI Lawyers in Monroe County, IL
SSI lawyers in Monroe County, IL. Drummond Law provides representation to people across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Monroe County SSI lawyers can handle many different case types. Never hesitate to contact one of our Social Security lawyers in Monroe County, IL, to get started.
What is Supplemental Security Income (SSI) in Monroe County?
Disability or old age may make it hard to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a federal program that’s generally needs-based and intended for low-income Americans of different ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on disability, age, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is unable to perform the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and around $1,175 for a couple. This may depend on many factors, so speak to an SSI lawyer about your current situation to find out how much your payment amount might be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Monroe County, IL, today for more information.
The Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)
The main difference between these two types of Social Security programs is that Social Security Disability Insurance determination is dependent upon whether you have a disability and work credits accrued; on the other hand, SSI determination is based on your limited resources and disability and/or age.
Furthermore, SSDI is intended for people who are considered “insured” because they’ve worked a number of years and contributed to the Social Security trust fund in the form of FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this does not mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security system to qualify for SSDI benefits, you may be eligible to apply for SSI. The Social Security Administration will have final discretion in determining whether or not to award benefits. They will review your resources and income to determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best course of action for your case, as well as help you with every step of the appropriate application process. Contact our Monroe County, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Monroe County, IL
Many people contact a lawyer only after being denied benefits, but our firm believes in preserving your time from the start. If a disability is affecting your ability to pay bills and other essential expenses, it is essential that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Monroe County attorneys involved in the complex SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits and any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records on your condition
- File an appeal on your behalf if your application is denied
- Represent you in front of an administrative law judge (ALJ) should your case require a hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Handle all communication with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your claim for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The single biggest mistake people make is neglecting to appeal within the correct time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you have been denied SSI benefits, the first thing you should do is speak to the Monroe County lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration works, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire a Social Security Lawyer | Contact Drummond Law
We know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the most challenging legal battles. Please contact our Monroe County, IL, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.