Supplemental Security Income (SSI) Attorneys in Mercer County, IL
SSI Lawyers in Mercer County, IL
SSI lawyers in Mercer County, IL. Drummond Law provides representation to people across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from the beginning of the enrollment process to appealing a denial and beyond. Drummond Law’s Mercer County SSI lawyers can handle a vast amount of case types. Never hesitate to contact one of our Social Security lawyers in Mercer County, IL, to get started.
What is Supplemental Security Income (SSI) in Mercer County?
Some circumstances, such as age or a disability, may make it hard to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a federal program that is generally needs-based and intended for low-income Americans of different ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on age, disability, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, HIV, intellectual disabilities, low birth rates, and other conditions
- The individual is not able to do the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their disability
- The individual’s disability is expected to last for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI could also be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This may depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your payout amount could be valued.
To learn more or if you have any concerns about receiving your SSI benefit payments, contact our Social Security lawyers in Mercer County, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that Social Security Disability Insurance determination is based on whether or not you have a disability as well as work credits accrued; meanwhile, SSI determination is based on your limited resources and disability/age.
Furthermore, SSDI is intended for people who are considered “insured” because they have worked a number of years and contributed to the Social Security trust fund through FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this does not mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security trust fund in order to qualify for SSDI benefits, you may be eligible to apply for SSI. The SSA has final discretion in determining whether to award benefits. They will review your resources and income and determine the benefits that may be available to you.
You may also qualify for both types of benefits at once. We can help determine the best option for your situation, as well as help you with every step of the appropriate application process. Contact our Mercer County, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Mercer County, IL
Many people contact a lawyer only after being denied social security, but our firm wants to help preserve your time. If a disability is affecting your ability to pay bills and other essential expenses, it is critical that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Mercer County attorneys involved in the complicated SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits and any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you before an administrative law judge (ALJ) if your case requires a hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Handle all communication with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your application for SSI has been denied, do not panic— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is failing to appeal within the correct time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you have been denied SSI benefits, the first thing you should do is to get in touch with the Mercer County lawyers at Drummond Law to fight for a full and fair hearing. We understand the complicated SSI laws and regulations, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
Our lawyers know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining experience and dedication in the toughest legal battles. Feel free to contact our Mercer County, IL, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.