Supplemental Security Income (SSI) Attorneys in McLean, IL
SSI Lawyers in McLean, IL
SSI lawyers in McLean, IL. Drummond Law provides representation to people across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to appealing a denial and beyond. Drummond Law’s McLean SSI lawyers can manage a variety of case types. Don’t wait to contact one of our Social Security lawyers in McLean, IL, to get started.
What is Supplemental Security Income (SSI) in McLean?
Disability or old age may make it challenging to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income individuals of varying ages.
Unlike Social Security Disability in which you need to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on disability, age, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is not able to perform the work that they did before becoming disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This may depend on many factors, so speak to an SSI lawyer about your current situation to find out how much your payout amount might be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in McLean, IL, today for more information.
What is the Difference Between SSI and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that SSDI determination is dependent upon whether or not you have a disability and work credits accrued; on the other hand, SSI determination is based on your limited resources and disability/age.
Furthermore, SSDI is meant for people who are considered “insured” because they have worked a number of years and contributed to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this does not mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security system in order to qualify for SSDI benefits, you may be eligible to apply for SSI. The SSA will have significant discretion in determining whether or not to award benefits. They will review your resources and income and determine what benefits, if any, may be available to you.
You may also qualify for both types of benefits at once. Let us help determine the best option for your case, as well as help you with every step of the appropriate application process. Contact our McLean, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in McLean, IL
Many people contact a lawyer only after being denied benefits, but our firm wants to help preserve your time. If a disability is impacting your ability to pay bills and other essential expenses, it is essential that you begin receiving benefits as soon as possible, and the involvement of our McLean attorneys can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our McLean attorneys involved in the complicated SSI process from the beginning. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits and any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical files regarding your condition
- File an appeal on your behalf if your claim is denied
- Represent you before an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Handle all communication with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your claim for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The single biggest mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the McLean lawyers at Drummond Law to seek a full and fair hearing. We understand the complicated SSI laws and rules, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help protect your rights.
Hire a Social Security Lawyer | Contact Drummond Law
Our lawyers know how difficult it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the most challenging legal battles. Don’t hesitate to contact our McLean, IL, SSI lawyers today to file for benefits, appeal a denial, or any other issues regarding your claim.