Supplemental Security Income (SSI) Attorneys in McDonough County, IL
SSI Lawyers in McDonough County, IL
SSI lawyers in McDonough County, IL. Drummond Law provides representation to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s McDonough County SSI lawyers can manage many different case types. Don’t hesitate to get in touch with one of our Social Security lawyers in McDonough County, IL, to get started.
What is Supplemental Security Income (SSI) in McDonough County?
Some circumstances, such as age or a disability, may make it difficult to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income people of different ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, income, and assets.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is unable to do the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to last for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You can also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and around $1,175 for a couple. This can depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your monthly amount could be valued.
To learn more or if you have any problems receiving your SSI benefit payments, contact our Social Security lawyers in McDonough County, IL, today for more information.
What is the Difference Between SSI and Social Security Disability Insurance (SSDI)?
The key difference between these two types of Social Security programs is that SSDI determination is based on whether or not you have a disability as well as work credits accrued; on the other hand, SSI determination is dependent upon your disability/age and limited resources.
Moreover, SSDI is meant for people who are considered “insured” because they have worked a number of years and contributed to the Social Security trust fund in the form of FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this does not mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security trust fund to adequately qualify for SSDI benefits, you may be eligible to apply for SSI. The SSA will have final discretion in determining whether or not to award benefits. They will review your income and resources and determine what benefits, if any, may be available to you.
In some cases, you could also qualify for both types of benefits at once. Let us help determine the best course of action for your case, and help you with every step of the appropriate application process. Contact our McDonough County, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in McDonough County, IL
Many people contact a lawyer only after being denied social security, but our firm wants to help preserve your time. If a disability is affecting your ability to pay bills and other essential expenses, it is critical that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our McDonough County attorneys involved in the complicated SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are able to apply for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records on your condition
- File an appeal on your behalf if your application is denied
- Represent you in front of an administrative law judge (ALJ) should your case require a hearing
- File a lawsuit on your behalf to secure the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your claim for SSI has been denied, do not give up— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you have been denied SSI benefits, the first thing you should do is speak to the McDonough County lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and regulations, how the Social Security Administration works, and how to get you the maximum amount of benefits to which you are entitled. Let us help safeguard your rights.
Hire a Social Security Lawyer | Contact Drummond Law
Our lawyers know how challenging it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Don’t hesitate to contact our McDonough County, IL, SSI lawyers today to file for benefits, appeal a denial, or any other issues regarding your claim.