Supplemental Security Income (SSI) Attorneys in McCracken County, KY
SSI Lawyers in McCracken County, KY
SSI lawyers in McCracken County, KY. Drummond Law provides guidance to individuals across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to appealing a denial and beyond. Drummond Law’s McCracken County SSI lawyers can handle a variety of case types. Don’t hesitate to get in touch with one of our Social Security lawyers in McCracken County, KY, to get started.
What is Supplemental Security Income (SSI) in McCracken County?
Disability or old age may make it hard to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income people of varying ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on age, disability, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is unable to perform the work that they did before becoming disabled
- The individual is unable to adjust to other work because of their disability
- The individual’s disability is expected to last for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI could also be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and around $1,175 for a couple. This may depend on many factors, so speak to an SSI lawyer about your current situation to find out how much your payment amount might be valued.
To learn more or if you have any problems receiving your SSI benefit payments, contact our Social Security lawyers in McCracken County, KY, today for more information.
What is the Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that SSDI determination is dependent upon whether or not you have a disability and work credits accrued; on the other hand, SSI determination is dependent upon your limited resources and disability and/or age.
Moreover, SSDI is meant for people who are considered “insured” because they’ve worked a number of years and contributed to the Social Security trust fund in the form of FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this does not mean that they do not deserve assistance to help them live comfortably, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security system in order to qualify for SSDI benefits, you may still be eligible to receive SSI. The Social Security Administration will have final discretion in determining whether to award benefits. They will review your resources and income and determine what benefits, if any, may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best course of action for your case, as well as help you with every step of the appropriate application process. Contact our McCracken County, KY, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in McCracken County, KY
Many people speak to a lawyer only after being denied social security, but our firm wants to help preserve your time. If a disability is impacting your ability to pay bills and other essential expenses, it’s critical that you begin receiving benefits as soon as possible, and the involvement of our McCracken County attorneys can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our McCracken County attorneys involved in the complicated SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits and any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you before an administrative law judge (ALJ) should your case require an appeals hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your claim for SSI has been denied, do not give up— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the McCracken County lawyers at Drummond Law to fight for a full and fair hearing. We understand the complicated SSI laws and regulations, how the Social Security Administration works, and how to get you the maximum amount of benefits to which you are entitled. We want to help protect your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining experience and dedication in the most challenging legal battles. Please contact our McCracken County, KY, SSI lawyers today to file for benefits, appeal a denial, or any other concerns regarding your claim.