Supplemental Security Income (SSI) Attorneys in Kemper, IL
SSI Lawyers in Kemper, IL
SSI lawyers in Kemper, IL. Drummond Law offers representation to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Kemper SSI lawyers can manage a variety of case types. Don’t wait to contact one of our Social Security lawyers in Kemper, IL, to get started.
What is Supplemental Security Income (SSI) in Kemper?
Some circumstances, such as age or a disability, may make it hard to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income Americans of varying ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, income, and assets.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical ailment that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is unable to perform the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You can also receive benefits on behalf of a disabled spouse, parent, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as food stamps, Medicaid, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and around $1,175 for a couple. This may depend on many factors, so speak to an SSI lawyer about your current situation to find out how much your monthly amount might be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Kemper, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that SSDI determination is based on whether or not you have a disability as well as work credits accrued; on the other hand, SSI determination is based on your limited resources and disability and/or age.
Furthermore, SSDI is meant for individuals who are considered “insured” because they’ve worked a number of years and made contributions to the Social Security trust fund in the form of FICA payroll taxes. However, we know that not everyone has the time to build up these work credits over years. We believe that this doesn’t mean that they don’t deserve assistance to help them live sufficiently, which is why it’s our goal that every person gets the help that they need.
If you have not paid enough—or any at all—into the Social Security system to qualify for SSDI benefits, you may still be eligible to apply for SSI. The Social Security Administration will have significant discretion in determining whether to award benefits. They will review your income and resources and determine what benefits, if any, may be available to you.
You may also qualify for both types of benefits at once. We can help determine the best option for your situation, and help you with every step of the appropriate application process. Contact our Kemper, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Kemper, IL
Many people contact a lawyer only after being denied benefits, but our firm believes in preserving your time from the start. If a disability is impacting your ability to pay bills and other essential expenses, it is essential that you begin receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Kemper attorneys involved in the complicated SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical records on your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you in front of an administrative law judge (ALJ) should your case require a hearing
- File a lawsuit on your behalf to secure the benefits you need
- Be right by your side when dealing with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your application for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The worst mistake people make is neglecting to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you have been denied SSI benefits, the first thing you should do is speak to the Kemper lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration works, and how to get you the benefits you need to live comfortably. Let us help protect your rights.
Hire a Social Security Lawyer | Contact Drummond Law
We understand how difficult it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining dedication and experience in the most challenging legal battles. Please contact our Kemper, IL, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.