Supplemental Security Income (SSI) Attorneys in Effingham County, IL
SSI Lawyers in Effingham County, IL
SSI lawyers in Effingham County, IL. Drummond Law provides guidance to people across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to appealing a denial and beyond. Drummond Law’s Effingham County SSI lawyers can manage a variety of case types. Never hesitate to contact one of our Social Security lawyers in Effingham County, IL, to get started.
What is Supplemental Security Income (SSI) in Effingham County?
Some circumstances, such as age or a disability, may make it difficult to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a program that is generally needs-based and intended for low-income individuals of different ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for benefits is based on disability, age, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include HIV, muscular dystrophy, low birth rates, intellectual disabilities, and other conditions
- The individual is unable to perform the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to last for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled child, spouse, or parent. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is around $783 for an eligible individual and up to $1,175 for a couple. This may depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your payout amount could be valued.
To learn more or if you have any issues receiving your SSI benefit payments, contact our Social Security lawyers in Effingham County, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The main difference between these two types of Social Security programs is that SSDI determination is based on whether you have a disability and work credits accrued; on the other hand, SSI determination is dependent upon your limited resources and disability/age.
Moreover, SSDI is meant for people who are considered “insured” because they’ve worked a number of years and contributed to the Social Security trust fund in the form of FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they do not deserve assistance to help them live comfortably, which is why it’s our goal that every person gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund to qualify for SSDI benefits, you may be eligible to apply for SSI. The Social Security Administration has final discretion in determining whether or not to award benefits. They will review your income and resources and determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best option for your situation, and help you with every step of the appropriate application process. Contact our Effingham County, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Effingham County, IL
Many people speak to a lawyer only after being denied social security, but our firm believes in preserving your time from the start. If a disability is hindering your ability to pay bills and other essential expenses, it is critical that you start receiving benefits as soon as possible, and the involvement of our Effingham County attorneys can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Effingham County attorneys involved in the complicated SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits and any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical files regarding your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you before an administrative law judge (ALJ) should your case require a hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Handle all communication with the Social Security Administration
What To Do If You Have Been Denied SSI Benefits
If your application for SSI has been denied, do not give up— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The worst mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval increases dramatically with an appeals process.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the Effingham County lawyers at Drummond Law to fight for a full and fair hearing. We understand the complicated SSI laws and rules, how the Social Security Administration works, and how to get you the maximum amount of benefits to which you are entitled. Let us help safeguard your rights.
Hire a Social Security Lawyer | Contact Drummond Law
We know how challenging it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining dedication and experience in the toughest legal battles. Don’t hesitate to contact our Effingham County, IL, SSI lawyers today to file for benefits, appeal a denial, or any other issues regarding your claim.