Supplemental Security Income (SSI) Attorneys in Cumberland County, IL
SSI Lawyers in Cumberland County, IL
SSI lawyers in Cumberland County, IL. Drummond Law offers representation to individuals across Illinois and Missouri. The elderly and disabled are some of the most vulnerable members of our society, which is why it is important to us that they get the help that they need. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to appealing a denial and beyond. Drummond Law’s Cumberland County SSI lawyers can manage a variety of case types. Never hesitate to contact one of our Social Security lawyers in Cumberland County, IL, to get started.
What is Supplemental Security Income (SSI) in Cumberland County?
Some circumstances, such as age or a disability, may make it challenging to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a program that’s generally needs-based and intended for low-income people of different ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on disability, age, income, and assets.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 in assets for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is not able to do the work that they did before they became disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parents of disabled children so that they get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI could also be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and around $1,175 for a couple. This may depend on a variety of factors, so speak to an SSI lawyer about your current situation to find out how much your monthly amount might be valued.
To learn more or if you have any problems receiving your SSI benefit payments, contact our Social Security lawyers in Cumberland County, IL, today for more information.
What is the Difference Between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
The main difference between these two types of Social Security programs is that SSDI determination is based on whether or not you have a disability and work credits accrued; meanwhile, SSI determination is based on your disability/age and limited resources.
Moreover, SSDI is intended for people who are considered “insured” because they have worked a number of years and contributed to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they don’t deserve assistance to help them live independently, which is why it’s our goal that every person gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security trust fund to adequately qualify for SSDI benefits, you may still be eligible to apply for SSI. The Social Security Administration has significant discretion in determining whether or not to award benefits. They will review your resources and income and determine what benefits, if any, may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best option for your case, as well as help you with every step of the appropriate application process. Contact our Cumberland County, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Cumberland County, IL
Many people speak to a lawyer only after being denied social security, but our firm believes in preserving your time from the start. If a disability is impacting your ability to pay bills and other essential expenses, it is essential that you begin receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Cumberland County attorneys involved in the complex SSI process as soon as possible. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits as well as any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your claim is denied
- Represent you before an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to obtain the benefits to which you are entitled
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your application for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The worst mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you have been denied SSI benefits, the first thing you should do is speak to the Cumberland County lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and regulations, how the Social Security Administration operates, and how to get you the maximum amount of benefits to which you are entitled. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
Our lawyers know how challenging it can be to wait for benefits, especially at times when you so desperately need them. Since 1976, Drummond Law has been known for combining experience and dedication in the toughest legal battles. Don’t hesitate to contact our Cumberland County, IL, SSI lawyers today to file for benefits, appeal a denial, or any other issues regarding your claim.