Supplemental Security Income (SSI) Attorneys in Coles County, IL
SSI Lawyers in Coles County, IL
SSI lawyers in Coles County, IL. Drummond Law provides representation to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Coles County SSI lawyers can manage a vast amount of case types. Never wait to get in touch with one of our Social Security lawyers in Coles County, IL, to get started.
What is Supplemental Security Income (SSI) in Coles County?
Disability or old age may make it hard to comfortably maintain financial independence. Fortunately, for millions across the United States, part of our social security safety net is Supplemental Security Income (SSI), which is a federal program that’s generally needs-based and intended for low-income Americans of different ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on disability, age, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is unable to perform the work that they did before becoming disabled
- The individual is not able to adjust to other work because of their disability
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled parent, spouse, or child. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI could also be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The payout amount varies from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This can depend on many factors, so get in touch with an SSI lawyer about your current situation to find out how much your monthly amount could be valued.
To learn more or if you have any problems receiving your SSI benefit payments, contact our Social Security lawyers in Coles County, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that Social Security Disability Insurance determination is dependent upon whether you have a disability as well as work credits accrued; meanwhile, SSI determination is dependent upon your disability/age and limited resources.
Moreover, SSDI is intended for individuals who are considered “insured” because they have worked a number of years and made contributions to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they don’t deserve assistance to help them live independently, which is why it is important to us that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security system to adequately qualify for SSDI benefits, you may be eligible to apply for SSI. The Social Security Administration has final discretion in determining whether to award benefits. They will review your resources and income and determine the benefits that may be available to you.
You may also qualify for both types of benefits at once. We can help determine the best course of action for your situation, as well as help you with every step of the appropriate application process. Contact our Coles County, IL, SSI lawyers to get started.
How to File for Social Security Benefits With the Help of an SSI Attorney in Coles County, IL
Many people contact a lawyer only after being denied benefits, but our firm believes in preserving your time from the start. If a disability is impacting your ability to pay bills and other essential expenses, it’s essential that you start receiving benefits as soon as possible, and the involvement of our Coles County attorneys can help you avoid a potentially lengthy appeals process.
There are many advantages to getting one of our Coles County attorneys involved in the complex SSI process from the beginning. At Drummond Law, we will:
- Determine whether you are eligible for SSI benefits as well as any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complicated language of the paperwork and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you before an administrative law judge (ALJ) if your case requires an appeals hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your claim for SSI has been denied, do not panic— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The single biggest mistake people make is neglecting to appeal within the correct time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you have been denied SSI benefits, the first thing you should do is speak to the Coles County lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration works, and how to get you the benefits you need to live comfortably. Let us help protect your rights.
Hire a Social Security Lawyer | Contact Drummond Law
We understand how difficult it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining experience and dedication in the toughest legal battles. Please contact our Coles County, IL, SSI lawyers today to file for SSI, appeal a denial, or any other concerns regarding your claim.