Supplemental Security Income (SSI) Attorneys in Bond County, IL
SSI Lawyers in Bond County, IL
SSI lawyers in Bond County, IL. Drummond Law provides guidance to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law is ready to help make the Supplemental Security Income (SSI) process easier for you.
You need the help of an SSI lawyer to safeguard your rights at every step—from starting the enrollment process to appealing a denial and beyond. Drummond Law’s Bond County SSI lawyers can manage a vast amount of case types. Don’t wait to contact one of our Social Security lawyers in Bond County, IL, to get started.
What is Supplemental Security Income (SSI) in Bond County?
Some circumstances, such as age or a disability, may make it difficult to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a federal program that’s generally needs-based and intended for low-income Americans of varying ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI is funded by general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on disability, age, assets, and income.
To enroll in SSI, you or a loved one must qualify as the following:
Limited/no income and resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is unable to perform the work that they did before they became disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to endure for at least one year or be a permanent condition
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled child, spouse, or parent. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child and the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and up to $1,175 for a couple. This may depend on a variety of factors, so get in touch with an SSI lawyer about your current situation to find out how much your payment amount might be valued.
To learn more or if you have any problems receiving your SSI benefit payments, contact our Social Security lawyers in Bond County, IL, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that SSDI determination is dependent upon whether you have a disability and work credits accrued; on the other hand, SSI determination is based on your limited resources and disability/age.
Furthermore, SSDI is meant for people who are considered “insured” because they have worked for years and made contributions to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this does not mean that they do not deserve assistance to help them live comfortably, which is why it’s our mission here at Drummond Law that every individual gets the help that they need.
If you have not paid enough—or any at all—into the Social Security trust fund to adequately qualify for SSDI benefits, you may be eligible to receive SSI. The SSA has final discretion in determining whether or not to award benefits. They will review your income and resources and determine what benefits, if any, may be available to you.
In some cases, you could also qualify for both types of benefits at once. We can help determine the best option for your case, as well as help you with every step of the appropriate application process. Contact our Bond County, IL, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Bond County, IL
Many people contact a lawyer only after being denied benefits, but our firm wants to help preserve your time. If a disability is affecting your ability to pay bills and other essential expenses, it’s essential that you start receiving benefits as soon as possible, and our involvement can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Bond County attorneys involved in the complicated SSI process from the beginning. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits and any other programs
- Fill out the forms for you so that you have the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all pertinent info about your claim
- Gather and submit all supporting documentation and medical files regarding your condition
- File an appeal on your behalf if your application is denied
- Represent you before an administrative law judge (ALJ) should your case require a hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Handle all communication with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your application for SSI has been denied, do not give up— many first-time applicants are denied. For instance, 65% of initial applications are denied nationwide, with 64% denied overall in both Missouri and Illinois. The worst mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the Bond County lawyers at Drummond Law to fight for a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration operates, and how to get you the benefits you need to live comfortably. Let us help safeguard your rights.
Hire Our Social Security Lawyers | Contact Drummond Law
We understand how difficult it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining experience and dedication in the toughest legal battles. Please contact our Bond County, IL, SSI lawyers today to file for benefits, appeal a denial, or any other concerns regarding your claim.