Supplemental Security Income (SSI) Attorneys in Ballard County, KY
SSI Lawyers in Ballard County, KY
SSI lawyers in Ballard County, KY. Drummond Law provides guidance to individuals across Illinois and Missouri. As some of the most vulnerable members of our society, the sick and elderly deserve benefits to live comfortably. If you or a loved one are 65+ years old, blind, or disabled, Drummond Law wants to help make the Supplemental Security Income (SSI) program easier for you.
You need the help of an SSI lawyer to protect your rights at every step—from the beginning of the enrollment process to any issues with denial of benefits and beyond. Drummond Law’s Ballard County SSI lawyers can handle a vast amount of case types. Never hesitate to contact one of our Social Security lawyers in Ballard County, KY, to get started.
What is Supplemental Security Income (SSI) in Ballard County?
Some circumstances, such as age or a disability, may make it hard to comfortably maintain financial independence. Fortunately, part of our social security safety net here in the United States is Supplemental Security Income (SSI), which is a federal program that’s generally needs-based and intended for low-income individuals of different ages.
Unlike Social Security Disability in which you are required to earn work credits through FICA payroll tax contributions, SSI comes from general fund taxes and not from the Social Security trust fund; therefore, eligibility for this type of benefits is based on age, disability, assets, and income.
To enroll in Supplemental Security Income, you or a loved one must qualify as the following:
Limited/no income or resources
- Less than $2,000 in assets
- Less than $3,000 for a couple
Disability (any age)
- The individual has a medical condition that meets the Social Security Administration’s definition of a disability – commonly approved disabilities include muscular dystrophy, intellectual disabilities, low birth rates, HIV, and other conditions
- The individual is not able to do the work that they did before they became disabled
- The individual is unable to adjust to other work because of their medical condition(s)
- The individual’s disability is expected to last for at least one year or be terminal
OR 65 years or older
OR blindness (any age)
You may also receive benefits on behalf of a disabled child, spouse, or parent. In fact, according to the Social Security Administration, one of the most common uses of SSI is for the parent of a disabled child to get the help they need to support the disabled child as well as the rest of the family. For additional benefits, SSI may be combined with other social services such as Medicaid, food stamps, and Social Security Disability.
The SSI payout amount may vary from year to year, but the maximum monthly payment to claimants in the year 2020 is up to $783 for an eligible individual and around $1,175 for a couple. This can depend on a variety of factors, so speak to an SSI lawyer about your current situation to find out how much your payment amount might be valued.
To learn more or if you have any problems receiving your SSI benefit payments, contact our Social Security lawyers in Ballard County, KY, today for more information.
The Difference Between SSI and Social Security Disability Insurance (SSDI)
The key difference between these two types of Social Security programs is that SSDI determination is based on whether you have a disability and work credits accrued; meanwhile, SSI determination is based on your limited resources and disability and/or age.
Moreover, SSDI is intended for individuals who are considered “insured” because they have worked a number of years and contributed to the Social Security trust fund through FICA payroll taxes. However, not everyone has the opportunity to build up these work credits because it could take years. We believe that this doesn’t mean that they do not deserve assistance to help them live independently, which is why it is important to us that every individual gets the help that they need.
If you have not made enough contributions—or any at all—into the Social Security system to qualify for SSDI benefits, you may be eligible to apply for SSI. The Social Security Administration has significant discretion in determining whether or not to award benefits. They will review your income and resources to determine the benefits that may be available to you.
In some cases, you could also qualify for both types of benefits at once. Let us help determine the best course of action for your situation, and help you with every step of the appropriate application process. Contact our Ballard County, KY, SSI lawyers to get started.
Filing for Social Security Benefits With the Help of an SSI Lawyer in Ballard County, KY
Many people speak to a lawyer only after being denied benefits, but our firm wants to help preserve your time. If a disability is affecting your ability to pay bills and other essential expenses, it is critical that you start receiving benefits as soon as possible, and the involvement of our Ballard County attorneys can help you avoid a potentially lengthy appeals process.
There are many benefits to getting one of our Ballard County attorneys involved in the complex SSI process from the beginning. At Drummond Law, we will:
- Determine whether you can apply for SSI benefits as well as any other programs
- Help you properly fill out the paperwork, positioning you for the best chance at approval
- Interpret the complex language of the forms for you and ensure you understand all information about the staus of your claim
- Gather and submit all supporting documentation and medical records regarding your condition
- File an appeal on your behalf if your request for benefits is denied
- Represent you in front of an administrative law judge (ALJ) should your case require an appeals hearing
- File a lawsuit on your behalf to obtain the benefits you need
- Be right by your side when dealing with the Social Security Administration
What Can I Do If I Have Been Denied SSI Benefits?
If your application for SSI has been denied, do not panic— many first-time applicants are denied. For example, 65% of initial applications are denied nationwide, with 64% denied overall in both Illinois and Missouri. The worst mistake people make is failing to appeal within the appropriate time period or even at all. Your chances of approval may increase dramatically after filing an appeal.
If you’ve been denied SSI benefits, the first thing you should do is to talk to the Ballard County lawyers at Drummond Law to seek a full and fair hearing. We understand the complex SSI laws and rules, how the Social Security Administration operates, and how to get you the maximum amount of benefits to which you are entitled. Let us help protect your rights.
Hire a Social Security Lawyer | Contact Drummond Law
Our lawyers know how challenging it can be to wait for benefits, especially at a time when you might need them most. Since 1976, Drummond Law has been known for combining experience and dedication in the most challenging legal battles. Please contact our Ballard County, KY, SSI lawyers today to file for SSI, appeal a denial, or any other issues regarding your claim.