In Social Security Disability cases, your “date last insured” is the date you are last eligible for Social Security Disability benefits.
Before trying to figure out what your date last insured is, you must qualify for Social Security Disability. In order to be eligible for Social Security Disability (“SSDI”) you must have worked 5 of the last 10 years. If you qualify for SSDI, then the Social Security Administration will then try to determine your date last insured.
In order to determine your date last insured, the Social Security Administration will look back at the ten years before the date you filed your application (this ten year period is known as the “Look Back Period”). Your date last insured is the date at which you last met the working 5 of the last 10 years requirement.
For example, if you were employed for all of the last 20 years and then stopped working five years ago, your date last insured would be today because by today you would have only worked in 5 of the last 10 years. However, if you stopped working two years ago, your date last insured would be three years from now. But if you stopped working seven years ago, your date last insured would be two years ago.
If you have any questions about what your “date last insured” is or would like us to help you with your Social Security Disability claim, please call us today at 800-842-0426.